Last night as I was handing a barkeep my card they politely told me we don’t take that card. Now I can understand certain cards charge higher rates, perhaps as much as 2% more for the transaction if the other card is a debit card, but is it really worth losing that business? I mean if a pint is $5 then the cost of taking that card is 10 cents. Because they did not take my preferred card they got to keep their 10 cents on the pint, but did not get a second, or even a third pint purchase from me. Now in their defense they really did not need my business. The place was packed and no one else seemed to be concerned with the limited selection of cards. However I won’t be taking groups of people to entertain there when I can go to other establishments and entertain with the card I prefer. The barkeep will also suffer some. As opposed to the people who don’t tip well on the CC bill at the end of the night I am a 20% kind of guy with my preferred card, and I was also planning on treating a group. So assuming 20 people had $100 worth of beer she would have been enjoying $20 for her efforts. Instead she earned $2 for the three beers I purchased before I closed the tab. I let her know she was going to miss out and tipped below normal to express my displeasure and because pouring three beers in a minute or so is not a lot of service.
Anyway, the beer was good as was the company, but if you are a business you need to think like a business and excluding a major credit card is not sound for long-term business IMO. Better to be cash only if you are really worried about a few percentage points in fees.